Current Rates

Share and Term Certificate Rates.

Minimum balance for a Term Certificate is $500 unless otherwise noted. Rates are set by the Board of Directors and are subject to change without notice. Rates are quoted as Annual Percentage Yield (APY). Early withdrawal of funds may affect the APY. A penalty may be imposed for early withdrawal and could reduce the earnings of this account. Contact a Member Service Representative at (208) 523-1071 for more information.

Effective February 21, 2017

Term Certificate Rates
Term $500-$19,999 $20,000-$49,999 $50,000-$99,999 $100,000 +
180 Days 0.20% 0.20% 0.25% 0.35%
13 Months 1.15% 1.15% 1.20% 1.30%
18 Months 1.25% 1.25% 1.30% 1.40%
23 Months 1.10% 1.10% 1.15% 1.25%
36 Months 1.20% 1.20% 1.25% 1.35%
48-60 Months 1.30% 1.30% 1.35% 1.45%
IRA Term Certificate Rates
(Traditional, Roth, and SEP IRAs)
Term $500-$19,999 $20,000-$49,999 $50,000-$99,999 $100,000 +
12 Months 0.45% 0.45% 0.50% 0.60%
24 Months 1.10% 1.10% 1.15% 1.25%
Coverdell Education Savings Account Term Certificate Rates
Term $500-$19,999 $20,000-$49,999 $50,000-$99,999 $100,000 +
12 Months 0.45% 0.45% 0.50% 0.60%
24 Months 1.10% 1.10% 1.15% 1.25%

Rates are set by the Board of Directors and are subject to change without notice. Rates are quoted as Annual Percentage Yield (APY). Early withdrawal of funds may affect the APY. Contact a Member Service Representative at (208) 523-1071 for more information.

Deposit Rates
Product $0-
$999
$1,000-
$4,999
$5,000-
$9,999
$10,000-
$19,999
$20,000-
$49,999
$50,000-
$99,999
$100,000
& Over
Primary Savings 0.10% 0.10% 0.10% 0.10% 0.10% 0.15% 0.15%
IRA Money Market Savings 0.10% 0.10% 0.10% 0.10% 0.10% 0.15% 0.20%
Platinum Plus Checking 0.05% 0.05% 0.05% 0.05% 0.10% 0.10% 0.10%
Daily Dividend Savings Account 0.05% 0.05% 0.05% 0.05% 0.10% 0.10% 0.10%
Platinum Money Market Savings 0.10% 0.10% 0.10% 0.10% 0.15% 0.20% 0.25%
High Yield Checking 0.85% 0.85% 0.85% 0.85% 0.56% 0.36% 0.36%
image description

Related links