Term Certificates

Term Certificates-the longer you can invest, the more you can earn.

Westmark Term Certificates are a way to maximize your earnings on your savings whenever you can afford to set aside your money for at least three months. Term Certificates pay higher dividends than savings programs because you invest your money for a specific period of time. Generally, the longer you choose to set aside your money, the higher the dividend paid.

All Westmark Term Certificates include the below features:

  • Minimum deposit of $500 required.
  • All Term Certificates automatically renew.
  • 10-day grace period following Certificate maturity date.
  • Dividends may be compounded or paid into a share account.
  • Dividend rates are tiered for larger deposits.
  • Each Term Certificate may be federally insured to a maximum of $250,000 by the National Credit Union Administration (NCUA).

Term

90-Days
180-Days
12-Months
18-Months
24-Months
36-Months
48-Months
60-Months
Dividends Compounded

At Maturity
At Maturity
Quarterly
Quarterly
Quarterly
Quarterly
Quarterly
Quarterly
Early Withdrawal Penalty

60 Days Dividends
60 Days Dividends
150 Days Dividends
150 Days Dividends
150 Days Dividends
150 Days Dividends
150 Days Dividends
150 Days Dividends

Westmark also offers high yielding IRA Term Certificates. Please see our IRA Brochure for information regarding IRAs and IRA Term Certificates.

See our Interest Rates page for rate information.

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