First Mortgage

First Mortgages-dream loans for your dream home.

Buying a home soon? Financing it can be complicated, time consuming and expensive. At Westmark, we can reduce your financing costs and ensure that you understand your best mortgage options. We offer the following conventional mortgage terms:


  • Up to $500,000 90% maximum Loan-to-value (LTV)
  • Over $500,000 80% maximum LTV

Conventional Mortgages

  • Minimum of 5% down payment required
  • Loans up to $417,000
  • 10, 15, 20 & 30 Year Terms Available

Manufactured Homes

  • Must be brand new
  • Placed on a permanent foundation with an attached 2-car garage
  • 20% Down Payment required
  • Maximum Term of 15 Years

Special Services and Benefits

  • Retained Servicing
  • Options to Buy Down Rates
  • Dividend Earning Escrow Accounts
  • Competitive Interest Rates

Westmark retains all mortgage servicing with in-house underwriting. All mortgages are subject to an origination fee of 1% ($750 minimum). All loans are on an approved credit basis.

So if you're in the market for buying a new home or refinancing your existing home, call our Real Estate Department today at
(208) 552-1035.

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