Checking Accounts

When it comes to our checking accounts, the choice is yours.

Westmark Credit Union has the perfect checking account to fit your financial needs, whether you are interested in a no fee checking account (Eagle Checking), an Interest Bearing Checking Account (Platinum Plus Checking), a checking account that pays a higher dividend (High Yield Checking), or you are 55 years and older and want your own special Interest Bearing Checking Account (Prime 55 Checking).

Just by having a Westmark Checking Account you are eligible to take advantage of numerous benefits and incentives. All checking accounts provide $1,000 in Accidental Death & Dismemberment Insurance, as well as allowing our members access to their accounts 24 hours a day, seven days a week through their personal computers (Personal Branch) or by using an Automated Teller Machine (ATM). For those with mobile devices, you can manage your account using our Mobile Banking. See the Comparison Chart for additional benefits of each Checking Account.

A FREE VISA Check Card will enhance your membership experience by providing additional benefits:

  • World-wide purchasing power by allowing you access to your checking account with any merchant that accepts VISA Credit Cards.
  • Access your accounts through any ATM 24 hours per day seven days a week.
  • Withdraw up to $600 per day from your accounts, make deposits or transfer money from your checking and share savings accounts at any Westmark ATM.
  • All VISA Check Card transactions appear on your monthly statement.
  • VISA Check Cards may be used in any ATM displaying CIRRUS, STAR, MASTER TELLER or INSTANT TELLER logos nationwide.

Checking Account Comparison Chart
  Eagle Checking Prime 55 Checking Platinum Plus Checking High Yield Checking
Monthly Service Fee No No $5 if account falls below minimum aggregate balance requirement or no monthly checking account activity $10 monthly fee if balance falls below $500 or other account requirements are not met.
Interest Bearing No Yes Yes, Platinum Plus Rate Yes, Tiered and based on total daily balance
Minimum Balance Requirement No No $5,000 deposit aggregate and an active checking account required $500 monthly deposit, 20 debit card transactions and $500 checking account balance
On-line Bill Pay 1st 15 free per month 1st 15 free per month 1st 15 free per month 1st 15 free per month
Return Check Protection** $300 $300 $1,000 $300
Check Orders Free starter book Westmark Logo Checks Free Westmark Logo Checks - 2 boxes per year Free Westmark Logo or Platinum Plus Checks - 2 boxes per year Free Westmark Logo or Platinum Plus Checks - 2 boxes per year
VISA Check Card Free Free Free Free
Additional Benefits None $1.00 Money Orders or Cashier Checks $1.00 Money Orders or Cashier Checks

$12.00 off annual Safe Deposit Box rental (where available)
$1.00 Money Orders or Cashier Checks

See Disclosure for additional details. Non Sufficient Funds (NSF) fees apply to all Westmark Checking Accounts.

* Personal Line of Credit is not offered to members under 18 years old.

** Personal Line of Credit and Return Check Protection are dependent upon Chex System Rating.