Checking Accounts
When it comes to our checking accounts, the choice is yours.
Westmark Credit Union has the perfect checking account to fit your financial needs, whether you are interested in a no fee checking account (Free Checking), an Interest Bearing Checking Account (Platinum Plus Checking) or for our members 55 years and older your own special Interest Bearing Checking Account (Prime 55 Checking).
Just by having a Westmark Checking Account you are eligible to take advantage of numerous benefits and incentives. All checking accounts provide $1,000 in Accidental Death & Dismemberment Insurance, as well as allowing our members access to their accounts 24 hours per day, seven days a week through their personal computers (Personal Branch) or by using an Automated Teller Machine (ATM). See the Comparison Chart for additional benefits of each Checking Account.
A FREE VISA Check Card will enhance your membership experience by providing additional benefits:
- World-wide purchasing power by allowing you access to your checking account with any merchant that accepts VISA Credit Cards.
- Access your accounts through any ATM 24 hours per day seven days a week.
- Withdraw up to $600 per day from your accounts, make deposits or transfer money from your checking and share savings accounts at any Westmark ATM.
- All VISA Check Card transactions appear on your monthly statement.
- VISA Check Cards may be used in any ATM displaying CIRRUS, STAR, MASTER TELLER or INSTANT TELLER logos nationwide.
| Checking Account Comparison Chart | |||
|---|---|---|---|
| Free Checking | **Prime 55 Checking | Platinum Plus Checking | |
| Monthly Service Fee | No | No | $5 if account falls below minimum aggregate balance requirement or no monthly checking account activity |
| Interest Bearing | No | Yes | Yes, Platinum Plus Rate |
| Minimum Balance Requirement | No | No | $5,000 deposit aggregate and an active checking account required |
| On-line Bill Pay | 1st 15 free per month | 1st 15 free per month | 1st 15 free per month |
| Return Check Protection | $300 | $300 | $1,000 |
| Check Orders | Free 1st box Westmark Logo Checks | Free Westmark Logo Checks 1 box per quarter | Free Westmark Logo or Platinum Plus Checks 1 box per quarter |
| VISA Check Card | Free | Free | Free |
| Non-Westmark ATM Fee | Waiver of $1 Non-Westmark ATM Fee | ||
| Other Financial Institution ATM Fees | 3 waived per month with receipt within 7 days (Maximum of $3 per transaction) | 3 waived per month with receipt within 7 days (Maximum of $3 per transaction) | 3 waived per month with receipt within 7 days (Maximum of $3 per transaction) |
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**Prime 55 is an interest bearing checking account specifically for our members 55 years and greater.
